Money Mistakes and Ways to Save More

We've all asked the question at one time or another- "Which and how much should take priority at a certain time, saving or paying down debt?" With that usually comes the questions of investing and in what should we invest. At the moment, I'm not going to address that question, because it appears no one at the moment really can give you any reasonably sound advice as to where to put your money with the erratic stock exchange. It seems to be a guessing game at the moment. So we're just going to look at money in hand right now.

Here is a good article about 10 Common Money Mistakes.

We're also always looking for ways to save and spend less money. Some of these tips may come too late for this Christmas shopping season, but you may want to keep them in mind for the new year. I try to pick up Christmas presents sporadically through the year when I see something that would be perfect for a relative, and it doesn't hurt that it is on sale or clearance at the time. You've also probably heard that certain types of items are on sale during specific months of the year, as well. And, of course, there are always those after Christmas sales where you even if you don't want to think about next Christmas, you can pick up your cards, wrap, and other accessories for half or a quarter of the original price. I like to do this not just to save money, but while my inventory of supplies is fresh in my head, I know that I won't be caught by surprise next Christmas and I can store these items when I put all of my Christmas items away for the year.

Here is another good article about 30 Ways to Spending Less and Saving More.

And if you are wondering what in life is free that you might already be paying for when you don't have to, I have found this neat article with some good tips as to where to go for "free checking", "free information calls", or "free scholarship search websites" at Ten Things People Buy They Should Get Free.

"A penny saved is a penny earned."

Holiday Shopping Deals and Tips

Started shopping for Christmas yet? If not, here is some great information about this holiday shopping season and some tips to get the best deals and save money this year.

Walmart Black Friday deals available early to Facebook Subscribers - Be on the lookout for Walmart and other stores beginning their Black Friday sales Thanksgiving night like Target and BestBuy
http://finance.yahoo.com/news/wal-mart-black-friday-circular-102300150.html

From Smart Money Magazine - Some tips to save money this retail season - not like last year's
http://www.smartmoney.com/spend/deal-of-the-day/5-moneysaving-holiday-strategies-1320930952550/

You Might Not Want to Wait for Late Season Discounts This Year Like We Had Last Year
http://www.smartmoney.com/spend/family-money/holiday-shopping-the-cost-of-waiting-1320845931772/?link=SM_mostread

Here are the latest published Black Friday Ads so far. Sign up to receive their newsletter to keep up to date.
http://www.black-friday.net/

Amazon has already begun their Black Friday Deal of the Day!

Well, that's it so far for today's tip! Share your favorite site!

Live! More Bang for Your Buck Online Workshop!

Does the idea of "extreme couponing" intimidate or overwhelm you? Does the idea of the "one month freezer cooking" send chill down your spine? Well, I just heard about an online talk show by Cindy Rushton that will air on Tuesday, November 8th at 2 p.m. central about grocery saving strategies. This show will be live, but you can read here for more information about catching this talk show or listening to it at a later time.

More Bang for Your Buck: Grocery Savings that Won’t Work You to Death and REALLY Save Money THIS WEEK!

I hope you enjoy this show and get some valuable tips in saving money for your family!

Save with Dollar Tree Online

Dollar Tree has an online website where you can get your favorite dollar items online and shipped to a store near you for free pickup! A lot of these items have to be purchased in bulk to receive the $1 per item price, but Dollar Tree has now lowered the minimum quanitity needed to purchase on over 600 items!

And, on those items that require you to purchase 12 or more, you can always find friends and relatives that may want to split the case with you.

They have items that are exclusively only found in their catalog as well.

So check it out here http://www.dollartree.com/home.jsp

Have fun shopping!